Umar Farooq
Umar Farooq founded CryptoStocks Academy to make the language of crypto, forex and stocks easier to understand without signals, hype or guaranteed outcomes. He writes and maintains the academy’s beginner guides, worked examples and calculator explanations using a risk-first, source-visible approach.
What readers can expect.
- Explain the mechanism before discussing an outcome.
- Show formula assumptions and important omissions.
- Prefer primary sources for rules and product details.
- Separate education from personalised advice.
This profile does not claim a professional financial licence or independent certification. Readers should judge the work through its visible sources, assumptions, limitations and corrections process.
See corrections and updatesGuides by
Umar Farooq.
Every academy lesson follows the same risk-first editorial standard and public corrections process.
Crypto for beginners: a grounded first lesson
Learn what cryptocurrency is, how blockchains record transactions, and what a beginner should check before taking any financial risk.
Read lessonForex for beginners: read a currency pair
Understand currency pairs, bid and ask prices, sessions, pips and the risk controls every forex beginner should learn first.
Read lessonStocks for beginners: what a share represents
Learn stock market basics, how shares relate to businesses, what an exchange does and which questions belong in beginner research.
Read lessonTrading basics: orders, price and a repeatable plan
Learn the building blocks of trading: market orders, limit orders, time horizon, risk and how to write a simple repeatable plan.
Read lessonHow to read candlestick charts: body, wicks and context
Learn how to read a candlestick chart by understanding open, high, low and close before studying common candle shapes in context.
Read lessonTechnical analysis for beginners: a usable workflow
Learn a beginner-friendly technical analysis workflow using trend, levels, volatility, confirmation and risk—without indicator overload.
Read lessonFundamental analysis: business drivers and valuation assumptions
Learn the questions behind fundamental analysis for stocks, crypto and currencies, including cash flow, supply, rates and valuation.
Read lessonSupport and resistance: zones, tests and invalidation
Learn how to identify support and resistance areas, why levels can fail, and how to create a clearer chart plan.
Read lessonMarket structure: trend, range and transition
Learn how higher highs, lower lows, ranges and breaks can describe market structure without turning chart labels into certainty.
Read lessonRisk management in trading: cash risk, stops and exposure
Learn practical risk management in trading: cash risk, stop planning, correlation, drawdown and why survival comes before returns.
Read lessonPosition sizing: cash risk, stop distance and costs
Learn how to calculate position size from account risk, entry price and stop distance across simple trading examples.
Read lessonLeverage and margin: exposure is not safety
Understand leverage, margin, liquidation risk and why a small deposit can control a much larger market exposure.
Read lessonPips, spread and lots: the forex vocabulary
Learn what a pip is in forex, how spread affects a trade and how lot size changes the cash value of a currency move.
Read lessonCrypto wallets and security: the beginner checklist
Learn how crypto wallets work, why recovery phrases matter, and how to reduce common phishing and transaction mistakes.
Read lessonStock earnings and dividends: read beyond the headline
Understand earnings per share, revenue, cash flow, payout ratios and the difference between a dividend announcement and a guaranteed income.
Read lessonTrading psychology for beginners: design around yourself
Learn how FOMO, loss aversion, overconfidence and revenge trading affect decisions, plus practical ways to design a calmer process.
Read lessonPortfolio diversification: holdings, overlap and shared risks
Learn what diversification can and cannot do, how shared drivers create concentration, and how to document a simple allocation framework.
Read lessonHow to keep a trading journal that teaches you something
Create a useful trading journal with pre-trade reasoning, risk, execution notes, screenshots and post-trade review prompts.
Read lessonMarket order vs limit order: a clear beginner comparison
Compare market, limit and stop orders, including execution speed, price control, slippage and the questions to ask before sending one.
Read lessonRisk-reward ratio: compare the downside and upside
Learn how risk-reward ratio, break-even win rate and trade expectancy work together, with practical examples and common mistakes.
Read lessonForex margin explained: exposure, leverage and free margin
Understand used margin, free margin, margin level and leverage with worked forex examples and a safer pre-trade checklist.
Read lessonCrypto market cap vs FDV: read token valuation carefully
Learn the difference between circulating market cap and fully diluted valuation, including unlocks, supply assumptions and useful red flags.
Read lessonHow to calculate position size from a stop loss
Calculate position size from a planned cash loss and stop distance, with long and short examples, rounding and fees explained.
Read lessonHow to calculate crypto profit after trading fees
Work through a crypto profit example with buy and sell fees, then learn which network costs and taxes a simple calculator leaves out.
Read lessonCrypto transfer safety checklist before you send
Check the destination address, network, memo, fees and small-test process before sending crypto from a wallet or exchange.
Read lessonForex spread cost explained with a pip example
See how bid and ask prices create an approximate spread cost, with a pip-value worksheet and limits for different currency pairs.
Read lessonA beginner paper trading plan for the first 20 trades
Use a simple 20-trade paper trading plan to record entry, stop, size and review notes without confusing simulated results with real returns.
Read lessonDollar-cost averaging vs lump sum investing
Compare dollar-cost averaging with lump-sum investing, including timing risk, opportunity cost, fees and a practical decision checklist.
Read lessonHow to check a crypto trading platform
Use a practical checklist to research a crypto trading platform, verify claims, recognise withdrawal traps and protect account access.
Read lessonStop loss vs stop limit: trigger, price and fill risk
Compare stop-loss and stop-limit orders with a gap example, trigger-price checklist and clear explanations of execution and non-fill risk.
Read lessonCrypto slippage explained: measure the cost of a fill
Learn how crypto slippage differs from spread and fees. Calculate buy and sell slippage using average fill prices and an order-book example.
Read lessonSpot vs futures trading: asset, contract and collateral
Compare crypto spot and futures mechanics, collateral, leverage, expiry and funding with a simple exposure example and contract-review checklist.
Read lessonETF vs individual stocks: holdings, overlap and costs
Compare ETFs and individual stocks through holdings, concentration, research and fees. Use worked examples to inspect overlap and company exposure.
Read lessonTools with
visible assumptions.
Crypto profit calculator
Estimate crypto profit or loss, return on investment and final value from entry price, exit price, quantity and fees.
Open tool CalculatorCrypto position size calculator
Calculate crypto position size from account balance, risk percentage, entry and stop price, with an optional cost buffer and clear exposure checks.
Open tool CalculatorDCA and average price calculator
Calculate a blended average price after adding a second purchase, with a simple view of total cost and total units.
Open tool CalculatorForex pip calculator
Estimate the gross value of a forex pip move from pips, lot size and a simple pip-value input.
Open tool CalculatorCompound interest and contribution calculator
Explore how an initial amount, recurring contribution, annual return assumption and time horizon interact in a simple growth model.
Open tool Risk toolRisk-reward ratio calculator
Calculate risk, potential reward, reward-to-risk ratio and theoretical break-even win rate from entry, stop and target prices.
Open tool Forex toolForex margin calculator
Estimate notional exposure, required margin and the size of a one-percent move using trade units, conversion rate and leverage.
Open tool Crypto toolCrypto market cap and FDV calculator
Calculate circulating market cap, fully diluted valuation, FDV gap and a simple price scenario from token price and supply.
Open tool Risk toolDrawdown recovery calculator
Calculate the percentage gain required to recover from a portfolio drawdown and see why larger losses require disproportionately larger gains.
Open tool StocksDividend yield calculator
Calculate indicated dividend yield, estimated annual dividend income and invested value from dividend, share price and share count.
Open tool PortfolioInvestment fee calculator
Compare a constant-return investment scenario before and after an annual fee, including contributions and the estimated long-term value difference.
Open tool RiskTrading expectancy calculator
Calculate average trading expectancy, cost-adjusted break-even win rate and payoff ratio from win rate, average win, average loss and costs per trade.
Open tool